Debt Spending Control

Can you reduce debt and improve your spending habits with some self control?

How well do you use self-discipline to control debt and spending either by you or someone in your inner circle?

To improve your score on this factor, here are some key steps you can take to make progress in this area:

1. Do not spend more that you make. Do not spend with future earnings in mind.
2. Just like you are on a budget so are your family members. Don’t just give them money give them responsibilities that warrants them earning that money. You are the business they are
   part of that business. They are not only family they are employees.
3. Just like any corporation when you or your employees do well they are given bonuses. That’s when you should splurge and treat yourself.